Your Garner Toolkit
Get Reimbursed for Your Medical ExpensesGarner Top Providers
After you’ve enrolled in a Bloomin’ Brands medical plan, Garner Health can help you find doctors who consistently deliver better health outcomes – not just higher online ratings.
Even better? Choosing Garner Top Providers can help lower your out-of-pocket medical costs. When you visit a Garner Top Provider, you will earn funds that will reduce what you pay out of pocket, and Garner will take care of processing your reimbursement claims.
How Garner Works:
- Create your Garner account.
Create Account - Add your doctor to your Care Team before your next appointment.
- Pay for your care and Garner will process your reimbursement for you.
Before your next appointment, you must create an account with Garner and add your doctor to your Care Team to get reimbursed for out-of-pocket expenses.

Garner Health
Medical Savings with Top Providers
Contact Information
Helpful Links
Get Started with Garner
Get Started with Garner
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Are Dependent Accounts Required for Garner?
No, your dependents do not need to create their own Garner account. You can manage a Garner account and Care Team for the entire family. Spouses and dependents over the age of 18 can create their own account, if preferred.
Know Before You Go: Expenses & Reimbursements
| Value PPO & Choice PPO | Choice HSA | |
| When You Can Get Reimbursed | Immediately when you receive eligible care from a Garner Top Provider |
Individual: After you meet the HSA plan deductible of $1,750 Family: $3,500 |
| How It Works |
Pay for eligible expenses at the time of service and Garner automatically reimburses you. Expenses must be paid out of pocket at the time of service. You should not use your flexible spending account (FSA) card for Garner top provider visits that are eligible for reimbursement.* |
Once the deductible is met, pay for eligible expenses at the time of service and Garner automatically reimburses you. Expenses must be paid out of pocket at the time of service. You should not use your health savings account (HSA) card for Garner top provider visits that are eligible for reimbursement.* |
| Maximum Reimbursement Amount | Individual: Up to $2,000 Family: Up to $4,000 |
Individual: Up to $2,000 Family: Up to $4,000 |
*IRS does not allow “double dipping” – this is the employee’s responsibility to track.
Your Dedicated Garner Concierge
Need help? Garner provides a dedicated Concierge available Monday through Friday from 8 a.m. to 10 p.m. ET. Use the link below to contact Garner via your Garner account. For more details, review the Garner Concierge FAQs.
New Benefit for 2027
We’re excited to introduce this new benefit for employees enrolled in a UHC medical plan. You can use the plan year toggle at the bottom of the screen to access a preview of what’s to come in 2027!
