Life Events & Changing Your Benefits
When & How You Can Change Your BenefitsOutside of initial enrollment or the annual open enrollment period, you cannot change your benefit elections unless you experience a qualifying life event. Benefit changes will take effect on the first day of the calendar month following the date of your qualifying life event, with the exception of birth or adoption, which are effective as of the date of birth or adoption.
Qualifying Life Events
If you experience a change in your situation – such as getting married, having a baby, or losing health coverage – this may be considered a qualifying life event, giving you the opportunity to enroll in or update your existing benefits.
This list of qualifying life events details the following for each situation:
- An explanation of the life event.
- Which Team Members are eligible to make changes.
- The amount of time you have to make changes (i.e. the special enrollment period).
- What coverage you can elect or change.
Are you new to Bloomin’ Brands? Visit our information page for New Hires.
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Adding a Dependent Resulting from Birth, Adoption or Guardianship
- Birth of a child: when a Team Member is the biological mother or father of a child (60-day special enrollment period)
- New dependent (not a birth): if a Team Member has adopted a child or has been identified as a legal guardian (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
If you have a baby and/or adopt a child and notify BBI of the change within 31 days (60 days for the birth of a child), your child’s coverage will take effect on the birth and/or adoption date.
Removing a Dependent
- When a dependent obtains coverage elsewhere (31-day special enrollment period)
- When a child reaches 26 years of age and is no longer eligible under their parent or guardian’s plan (31-day special enrollment period)
- When a child is no longer a dependent of the Team Member (31-day special enrollment period)
Who is eligible to make this change: All Team Members enrolled in benefits
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in Marital Status
- When a Team Member wants to add or remove a spouse due to a marriage, divorce, legal separation, or annulment (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible and Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in Non-Bloomin' Spousal Coverage
- If you or your spouse has lost or gained coverage outside of Bloomin’ Brands benefits coverage (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in HSA Contribution
- If a Team Member wishes to change their payroll contribution toward their Health Savings Account (HSA), not their health coverage
Who is eligible to make this change: All Team Members who have a Health Savings Account (HSA)
Coverage you can elect or change: HSA
This does not apply to or initiate a change in coverage already elected.
Change in Beneficiary
- If a Team Member wishes to change their beneficiary for their Group Term Life/AD&D
Who is eligible to make this change: All enrolled Team Members
Coverage you can elect or change: Beneficiary Designation(s) for Group Term Life and AD&D
This does not apply to or initiate a change in coverage already elected.
Job Change with Bloomin' Brands
- When a Team Member has been promoted from an hourly to a salaried position, or to an hourly position with salaried benefits, becoming eligible for additional benefits (45-day special enrollment period)
Who is eligible to make this change: Hourly Team Members promoted to a salaried position (i.e. Salaried, MIT, Sous Chefs, PDD, GEDM, or Flex Manager)
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Employee and Spousal Supplemental Life, Employee and Spousal Supplemental AD&D, Child Life Insurance, Short-Term Disability Buy-Up Insurance, and/or Long-Term Disability Buy-Up Insurance
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Adding a Dependent Resulting from Birth, Adoption or Guardianship
- Birth of a child: when a Team Member is the biological mother or father of a child (60-day special enrollment period)
- New dependent (not a birth): if a Team Member has adopted a child or has been identified as a legal guardian (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, and/or Child Life Insurance
If you have a baby and/or adopt a child and notify BBI of the change within 31 days (60 days for the birth of a child), your child’s coverage will take effect on the birth and/or adoption date.
Removing a Dependent
- When a dependent obtains coverage elsewhere (31-day special enrollment period)
- When a child reaches 26 years of age and is no longer eligible under their parent or guardian’s plan (31-day special enrollment period)
- When a child is no longer a dependent of the Team Member (31-day special enrollment period)
Who is eligible to make this change: All Team Members enrolled in benefits
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, and/or Child Life Insurance
Change in Marital Status
- When a Team Member wants to add or remove a spouse due to a marriage, divorce, legal separation, or annulment (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible and Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Dependent Life Insurance, and/or Spouse AD&D
Change in Non-Bloomin' Spousal Coverage
- If you or your spouse has lost or gained coverage outside of Bloomin’ Brands benefits coverage (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, and/or HSA
Change in HSA Contribution
- If a Team Member wishes to change their payroll contribution toward their Health Savings Account (HSA), not their health coverage
Who is eligible to make this change: All Team Members who have a Health Savings Account (HSA)
Coverage you can elect or change: HSA
This does not apply to or initiate a change in coverage already elected.
Change in Beneficiary
- If a Team Member wishes to change their beneficiary for their Group Term Life/AD&D, Supplemental AD&D, or Supplemental Life
Who is eligible to make this change: All enrolled Team Members
Coverage you can elect or change: Beneficiary Designation(s) for Group Term Life and AD&D, Supplemental Life Insurance, and/or Supplemental AD&D
This does not apply to or initiate a change in coverage already elected.
Job Change with Bloomin' Brands
- When a Team Member has been promoted from an hourly to a salaried position, or to an hourly position with salaried benefits, becoming eligible for additional benefits (45-day special enrollment period)
Who is eligible to make this change: Hourly Team Members promoted to a salaried position (i.e. Salaried, MIT, Sous Chefs, PDD, GEDM, or Flex Manager)
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Employee and Spousal Supplemental Life, Employee and Spousal Supplemental AD&D, Child Life Insurance, Short-Term Disability Buy-Up Insurance, and/or Long-Term Disability Buy-Up Insurance
How to Make Changes
Submit Your Change in BBI Connect
Make sure you have the Social Security number and date of birth for each dependent or beneficiary, if applicable.
- Log into BBI Connect.
- Locate the Myself tab and select Life Events
- Select which life event applies.
- Submit your change.
- Email your supporting documentation to bbiconnect@bloominbrands.com.
Supporting Documentation
Any changes that you make must be consistent with your qualifying life event. Supporting documentation is required within 31 days of the qualifying life event date, or within 60 days when adding a newborn child to your coverage.
Life Event | Documentation Needed |
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Gain of other coverage | Document showing the new coverage and the effective date of this coverage, making sure that each dependent for whom you are removing coverage is listed on the documentation. |
Loss of other coverage | Document showing the loss of coverage and the termination date of coverage, making sure that each dependent for whom you are adding coverage is listed on the documentation. |
Divorce, annulment, or legal separation | A copy of your divorce, annulment or legal separation papers. For a marriage: A copy of your marriage certificate. |
Adding a dependent as a result of birth, adoption, etc. | A copy of the birth certificate or hospital records, adoption paperwork, court order, etc. |