Flexible Spending Account (FSA) – Bloomin' Brands Benefits

You are viewing information for the upcoming plan year, which begins January 1, 2027.

You are viewing information for the current plan year, which ends December 31, 2026.

Salaried
Hourly

Flexible Spending Account (FSA)

Flexible Spending Account (FSA)

Budget & Pay for Anticipated Expenses
Bloomin' Benefits 5 Benefits 5 Flexible Spending Account (FSA)

FSA Options & Eligibility

Flexible Spending Accounts (FSAs) are a convenient way to budget and pay anticipated expenses with pretax dollars. Bloomin’ Brands offers you two types of FSAs, administered by WEX: the Healthcare FSA (HCFSA) and the Dependent Care FSA (DCFSA).

The Choice HSA Medical Plan & The HCFSA

If you enroll in the Bloomin’ Benefits Choice HSA medical plan, the Healthcare FSA is not available to you. Instead, you can contribute to your Health Savings Account (HSA).

Healthcare FSA

The Healthcare FSA (HCFSA) can be used for eligible medical, prescription drug, dental, and vision expenses for you and your dependents. Refer to the overview below for more details.

Healthcare FSA Overview

The Healthcare FSA (HCFSA) is a way to pay for healthcare expenses for you and your tax dependents, including dependents who are not enrolled in your Bloomin’ Brands medical plan.

Use the HCFSA to pay for:

  • Medical, dental, and vision deductibles, copays, and coinsurance.
  • Qualified health expenses not covered by your health plan, such as Lasik eye surgery.

See publication 502 on irs.gov for a complete list of eligible expenses. For more guidance, refer to WEX’s Healthcare FSA Information Sheet, available in English and Spanish.

20262027
Annual contribution$130 minimum
$3,400 maximum		Pending IRS release*
For services incurredJanuary 1 to December 31, 2026January 1 to December 31, 2027
Claims must be received byMarch 31, 2027March 31, 2028
Unused fundsForfeitedForfeited
*Contribution limits for 2027 will be posted here as soon as they are finalized and published by the IRS.
20262027
Contribución anualMínimo $130
Máximo $3,400		Pendiente de liberación del IRS*
Por servicios incurridosDel 1 de enero al 31 de diciembre de 2026Del 1 de enero al 31 de diciembre de 2027
Las reclamaciones deben recibirse antes de31 de marzo, 202731 de marzo, 2028
Fondos no utilizadosPerdidoPerdido
*Los límites de cuota para 2027 se publicarán aquí tan pronto como estén finalizados y publicados por el IRS.

Planning to Use Garner?

When you receive care from a Garner Top Provider, expenses paid with a Healthcare FSA debit card are not eligible for Garner reimbursement. Be sure to keep track of any services reimbursed through Garner. Visit the Garner page for more information.

Dependent Care FSA

The Dependent Care FSA (DCFSA) can be used for eligible dependent day care expenses. Refer to the overview below for more details.

Dependent Care FSA Overview

The Dependent Care FSA (DCFSA) enables you to pay with pre-tax dollars for daycare expenses for your children and mentally or physically disabled dependents of any age.

Use the DCFSA to pay for:

  • Babysitters or companions, including relatives over age 19 whom you do not claim as tax exemptions who care for your dependents so you can work.
  • Education expenses, such as nursery school for children not yet in kindergarten.
  • Daycare expenses for children under 13.

For more guidance, refer to WEX’s Dependent Care FSA Information Sheet, available in English and Spanish.

20262027
Annual contribution$130 min; $7,500 max per household (or $3,750 if you’re married and file separate federal tax returns)Pending IRS release*
For services incurredJanuary 1 to December 31, 2026January 1 to December 31, 2027
Claims must be received byMarch 31, 2027March 31, 2028
Unused fundsForfeitedForfeited
*Contribution limits for 2027 will be posted here as soon as they are finalized and published by the IRS.
20262027
Contribución anualMínimo $130; máximo $7,500 por hogar (o $3,750 si está casado y presenta declaraciones de impuestos federales por separado)Pendiente de liberación del IRS*
Por servicios incurridosDel 1 de enero al 31 de diciembre de 2026Del 1 de enero al 31 de diciembre de 2027
Las reclamaciones deben recibirse antes de31 de marzo, 202731 de marzo, 2028
Fondos no utilizadosPerdidoPerdido
*Los límites de cuota para 2027 se publicarán aquí tan pronto como estén finalizados y publicados por el IRS.

Using Your FSA

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Eligible Expenses

Use the links below to access a complete list of FSA-eligible healthcare and dependent care expenses.

Using Your FSA Benefits Debit Card

Use your WEX Benefits debit card to pay for eligible services and products. Payments are automatically withdrawn from your account, so there are fewer out-of-pocket costs, and no waiting for reimbursement.

Learn More

Out-of-Pocket Expense Reimbursements

How to Submit Claims

You can submit a request for reimbursement for out-of-pocket expenses where your WEX Benefits debit card was not used. For more details, refer to this guide on how to submit claims in the WEX app.

Important to Note

  • All claims incurred during the time you are eligible in that calendar year must be submitted to WEX for reimbursement no later than March 31.
  • For example, if you were eligible for the entire year, from Jan. 1 – Dec. 31, you would have until March 31 of the following year to make sure you have submitted to WEX all prior year claims for reimbursement.

Required Documentation

To show that expenses incurred are eligible, the IRS requires certain purchases made with an FSA to be substantiated.

Be sure to provide substantiation to Wex for any claims you submit to them or use your FSA debit card throughout the year to prove your claim was an eligible expense as defined by the IRS. If you do not provide substantiation, Bloomin’ Brands will be required to deduct the unsubstantiated claim amount from a future paycheck on a post-tax basis.

  • Not every claim will require substantiation.
  • Review WEX’s Employee FSA Guide, available in English and Spanish, for details on what purchases require documentation, and how to submit.
  • In addition to more traditional claim submission options (mail and fax), you can enter your claim online and via the WEX Discovery Benefits mobile app available for Apple and Android devices.

If you still have questions, read through WEX’s Substantiation FAQs: English | Spanish.

Use-It-or-Lose-It Rule

Don’t forget to spend your FSA dollars.

You will forfeit any money left in your account if you have not used all of your FSA dollars before a) the end of the plan year on Dec. 31, b) the date you are no longer eligible for benefits, and/or c) your last day of employment; whichever comes first.

Calculate Potential Savings

Not sure whether to enroll in an FSA? Use the WEX FSA calculator to see how FSAs can help you pay less tax and increase your take-home pay.

Open the Calculator
Wex Benefits

WEX Benefits

Commuter Benefits, Flexible Spending Accounts (FSAs), and COBRA Continuation Coverage

Contact Information

Phone: 1-866-451-3399
Fax: 1-866-451-3245

Available Monday through Friday from 6 a.m. to 9 p.m. CT.
Helpful Links

If you enroll in the Bloomin’ Benefits Choice HSA medical plan, the Healthcare FSA is not available to you. Instead, you can contribute to your Health Savings Account (HSA).

FSA Options & Eligibility

Flexible Spending Accounts (FSAs) are a convenient way to budget and pay anticipated expenses with pretax dollars. Bloomin’ Brands offers you two types of FSAs, administered by Wex: the Healthcare FSA and the Dependent Care FSA.

Healthcare FSA

The Healthcare FSA can be used for eligible medical, prescription drug, dental, and vision expenses for you and your dependents.

Healthcare FSA Overview

The Healthcare FSA is a way to pay for healthcare expenses for you and your tax dependents, including dependents who are not enrolled in your Bloomin’ Brands medical plan.

Use the Healthcare FSA to pay for:

  • Medical, dental, and vision deductibles, copays, and coinsurance.
  • Qualified health expenses not covered by your health plan, such as Lasik eye surgery.

See publication 502 on irs.gov for a complete list of eligible expenses. For more details, refer to Wex’s Healthcare FSA Information Sheet.

20262027
Annual contribution$130 minimum
$3,400 maximum		Pending IRS release*
For services incurredJanuary 1 to December 31, 2026January 1 to December 31, 2027
Claims must be received byMarch 31, 2027March 31, 2028
Unused fundsForfeitedForfeited
*Contribution limits for 2027 will be posted here as soon as they are finalized and published by the IRS.

Dependent Care FSA

The Dependent Care FSA can be used for eligible dependent day care expenses.

Dependent Care FSA Overview

The Dependent Care FSA enables you to pay with pre-tax dollars for daycare expenses for your children and mentally or physically disabled dependents of any age.

Use the Dependent Care FSA to pay for:

  • Babysitters or companions, including relatives over age 19 whom you do not claim as tax exemptions who care for your dependents so you can work.
  • Education expenses, such as nursery school for children not yet in kindergarten.
  • Daycare expenses for children under 13.

For more details, refer to Wex’s Dependent Care FSA Information Sheet.

20262027
Annual contribution$130 min; $7,500 max per household (or $3,750 if you’re married and file separate federal tax returns)Pending IRS release*
For services incurredJanuary 1 to December 31, 2026January 1 to December 31, 2027
Claims must be received byMarch 31, 2027March 31, 2028
Unused fundsForfeitedForfeited
*Contribution limits for 2027 will be posted here as soon as they are finalized and published by the IRS.

Using Your FSA

(blank)

Eligible Expenses

Use the links below to access a complete list of FSA-eligible healthcare and dependent care expenses.

Using Your FSA Benefits Debit Card

Use your Wex Benefits debit card to pay for eligible services and products. Payments are automatically withdrawn from your account, so there are fewer out-of-pocket costs, and no waiting for reimbursement.

Out-of-Pocket Expense Reimbursements

Submit a request for reimbursement for out-of-pocket expenses where your Wex Benefits debit card was not used. For more details, refer to the Claim Form.

All claims incurred during the time you are eligible in that calendar year must be submitted for reimbursement no later than March 31. For example, if you were eligible for the entire year, from Jan. 1 – Dec. 31, you would have until March 31 of the following year to make sure you have submitted to Wex all prior year claims for reimbursement.

Required Documentation

To show that expenses incurred are eligible, the IRS requires certain purchases made with an FSA to be substantiated.

Be sure to provide substantiation to Wex for any claims you submit to them or use your FSA debit card throughout the year to prove your claim was an eligible expense as defined by the IRS. If you do not provide substantiation, Bloomin’ Brands will be required to deduct the unsubstantiated claim amount from a future paycheck on a post-tax basis.

  • Not every claim will require substantiation.
  • Review Wex’s Employee FSA Guide for details on what purchases require documentation, and how to submit.
  • In addition to more traditional claim submission options (mail and fax), you can enter your claim online and via the Wex Discovery Benefits mobile app available for Apple and Android devices.

If you still have questions, read through Wex’s Substantiation FAQs.

Use-It-or-Lose-It Rule

Don’t forget to spend your FSA dollars. You will forfeit any money left in your account if you have not used all of your FSA dollars before a) the end of the plan year on Dec. 31, b) the date you are no longer eligible for benefits, and/or c) your last day of employment; whichever comes first.

Wex Benefits

WEX Benefits

Commuter Benefits, Flexible Spending Accounts (FSAs), and COBRA Continuation Coverage

Contact Information

Phone: 1-866-451-3399
Fax: 1-866-451-3245

Available Monday through Friday from 6 a.m. to 9 p.m. CT.
Helpful Links