Contacts

Get Support from Your Benefits Providers
Bloomin' Benefits 5 Category: Live ( Page 3 )
AccrueHealth

AccrueHealth

Health Savings & Reimbursement Accounts

Contact Information

Phone: 1-844-643-3099

Available Monday through Friday from 8 a.m. - 8 p.m. ET.

Blue Cross & Blue Shield of Florida (BCBSFL)

Blue Cross & Blue Shield of Florida (BCBSFL)

Medical

Contact Information

Medical: 1-833-578-1132
Quit for Life: 1-866-784-8454

Blue Cross & Blue Shield of Florida (BCBSFL)

HR Resource Center

General Questions About Benefits & Eligibility

Contact Information

Available Monday through Friday from 9 a.m. to 6 p.m. ET.

Phone: 1-800-555-5808 (Option 3)

Cigna

Cigna

Dental

Contact Information

Phone: 1-800-244-6224

Fidelity

Fidelity NetBenefits

401(k) Savings, Retirement Planning & Deferred Comp

Contact Information

Phone: 1-800-835-5095

Available Monday through Friday from 8:30 a.m. to 8:30 p.m. ET.

Express Scripts

Express Scripts

Pharmacy

Contact Information

Phone: 1-866-725-2520

Magellan Ascend

Employee Assistance Program (EAP)

Contact Information

Phone: 1-800-327-6754

MetLife Legal Plans

MetLife Legal Plans

Legal

Contact Information

Phone: 1-800-821-6400 

New York Life

New York Life Group Benefit Solutions (NYL GBS)

Life, AD&D & Disability

Contact Information

General Support: 1-888-842-4462
EOI Processing Center: 1-866-607-2360

Personify Health

Personify Health

Health Rewards

Contact Information

Available Monday through Friday from 8 a.m. to 9 p.m. ET.

Phone: 1-855-944-2058

Teladoc

Teladoc Health

Medical

Contact Information

Phone: 1-866-789-8155

The Taben Group (Division of Navia Benefit Solutions)

Benefits Billing

Contact Information

Phone: 1-800-675-7341 

VSP Vison Care

VSP Vision Care

Vision

Contact Information

Phone: 1-800-877-7195

Wex Benefits

Wex Benefits

Flexible Spending Accounts (FSAs) & COBRA Continuation Coverage

Contact Information

Available Monday through Friday from 6 a.m. to 9 p.m. CT.

Phone: 1-866-451-3399
Fax: 1-866-451-3245

Benefit Extras & Discounts

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Benefit Extras

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Adoption Assistance

About the Program

Team Members can take advantage of adoption assistance for qualified expenses. Bloomin’ Brands provides financial assistance up to $4,000 (or $6,000 for a special needs child).

Qualified expenses include:

  • Licensed adoption agency fees
  • Related legal costs
  • Home placement studies
  • Charges for reasonable domestic transportation to obtain physical custody

To be eligible for adoption assistance, the child you are adopting must be under the age of 18 and may not be a relative or stepchild.

Requests for Reimbursement

Requests for reimbursement for adoption expenses must be made within the 90 days after the adoption is finalized.

To request a reimbursement, complete the Adoption Assistance Reimbursement Form and then submit the form and supporting documentation, as directed at the bottom of the form.

Business Travel Accident Insurance

About the Program

Business Travel Accident (BTA) insurance covers certain injuries or a death resulting from an accident that happens while you are traveling for business.

This benefit is equal to your annual salary, up to a maximum of $500,000. It does not cover accidents that may occur while you’re traveling between your home and work. Other benefits, if experienced or related to a covered injury that occurs while traveling for business:

  • Identity theft protection
  • Carjacking
  • Coma
  • Home alteration or vehicle modification
  • Medical evacuation or repatriation
  • Medical expense
  • Natural disaster
  • Psychological therapy
  • Rehabilitation expense
  • Seat belt and occupant protection device
  • Travel assistance

Resources

Family & Medical Leave (FMLA)

What is FMLA?

The Bloomin’ Brands Family and Medical Leave Act (FMLA) policy may provide unpaid, job-protected leave if you are unable to work because of a serious health condition, you need to care for someone in your life, or another qualifying reason below.

FMLA provides an entitlement of up to 12 weeks of job-protected, unpaid leave during any 12-month period to eligible Team Members. Per the policy, leave may be taken all at once or intermittently as the medical condition requires.

Eligibility Requirements

Only eligible Team Members are entitled to take FMLA. You are considered an eligible Team Member if you:

  • currently work for a covered employer, which Bloomin’ Brands is;
  • have worked for Bloomin’ Brands for at least 12 months within the past 7 years;
  • have at least 1,250 hours of service with Bloomin’ Brands during the 12 months immediately preceding the leave; and
  • work at a location where Bloomin’ Brands has at least 50 Team Members within 75 miles.

What Reasons Qualify for FMLA?

  • Birth and care of your newborn child.
  • Adoption or foster care placement of a child with you.
  • To care for an immediate family member who has a serious health condition. An immediate family member is considered a spouse, child, or parent, including an individual who stood in loco parentis to you.
  • To care for your serious health condition.
  • A qualifying urgent situation related to your spouse, child, or parent’s foreign deployment.
  • To provide care for an injured or seriously ill service member or veteran; up to 26 weeks of leave is available for this purpose.

Your Benefits Coverage on Leave

FMLA requires that your group health benefits be maintained during the period of leave, as long as premiums are being paid. While you are out on approved FMLA, you will be credited for your leave during the next benefits eligibility review.

How to Request Leave

Need to request leave? Follow these steps:

  • If you go on a leave of absence (LOA) or have a planned upcoming leave for three (3) or more days, report this to Bloomin’ Brands as soon as possible to determine if your situation qualifies for FMLA.
  • To report leave, contact your manager, and your manager will submit a leave request via BBI Connect.

Important: Make sure your address is up-to-date in Workday so that you don’t miss important communication regarding your leave.

Meal Comp

About the Program

Bloomin’ Brands is proud to offer a meal comp benefit program to all Team Members.

  • Salaried employees receive comp privileges at any of the Bloomin’ Brands company of restaurants.
  • Keep track of your quarterly spend via Workday in the “Employee Comp Card Reports” section.
  • Unused quarterly allocations will not be rolled over.
Restaurant Support Center*Field salaried Team Members
% of comp privileges50%100%
Max comp limit per quarter$1,000$1,000
Max comp per visit$100$100

*Group Vice Presidents and above are not eligible.

Requirements

Keep in mind important requirements for meal comps:

  • It is required that you leave your BBI server a minimum of 20% gratuity on the pre-comp balance, a 10% minimum on carry out, and/or a 15% minimum for delivery. Failure to do so will result in loss of comp privileges.
  • Make sure you have your scannable meal comp card with you. If you do not have your card present or the Team Member is not present at the time of payment, another form of payment will be expected for the full price of the meal. If another form of payment is used as a result, please note that the bill will not be reimbursable.

Exclusions

The following offerings are not applicable to the meal comp program:

  • Catering meals/services
  • Alcoholic beverages are not included in the comp privilege — it is a personal expense
  • Stadium/concession stands
  • Airport locations
  • Franchised locations
  • International locations

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Adoption Assistance

Team Members can take advantage of adoption assistance for qualified expenses. Bloomin’ Brands provides financial assistance up to $4,000 (or $6,000 for a special needs child).

Qualified expenses include:

  • Licensed adoption agency fees
  • Related legal costs
  • Home placement studies
  • Charges for reasonable domestic transportation to obtain physical custody

To be eligible for adoption assistance, the child you are adopting must be under the age of 18 and may not be a relative or stepchild.

Requests for Reimbursement

Requests for reimbursement for adoption expenses must be made within the 90 days after the adoption is finalized.

To request a reimbursement, complete the Adoption Assistance Reimbursement Form and then submit the form and supporting documentation, as directed at the bottom of the form.

Family & Medical Leave (FMLA)

What is FMLA?

The Bloomin’ Brands Family and Medical Leave Act (FMLA) policy may provide unpaid, job-protected leave if you are unable to work because of a serious health condition, you need to care for someone in your life, or another qualifying reason below.

FMLA provides an entitlement of up to 12 weeks of job-protected, unpaid leave during any 12-month period to eligible Team Members. Per the policy, leave may be taken all at once or intermittently as the medical condition requires.

Eligibility Requirements

Only eligible Team Members are entitled to take FMLA. You are considered an eligible Team Member if you:

  • currently work for a covered employer, which Bloomin’ Brands is;
  • have worked for Bloomin’ Brands for at least 12 months within the past 7 years;
  • have at least 1,250 hours of service with Bloomin’ Brands during the 12 months immediately preceding the leave; and
  • work at a location where Bloomin’ Brands has at least 50 Team Members within 75 miles.

What Reasons Qualify for FMLA?

  • Birth and care of your newborn child.
  • Adoption or foster care placement of a child with you.
  • To care for an immediate family member who has a serious health condition. An immediate family member is considered a spouse, child, or parent, including an individual who stood in loco parentis to you.
  • To care for your serious health condition.
  • A qualifying urgent situation related to your spouse, child, or parent’s foreign deployment.
  • To provide care for an injured or seriously ill service member or veteran; up to 26 weeks of leave is available for this purpose.

Your Benefits Coverage on Leave

FMLA requires that your group health benefits be maintained during the period of leave, as long as premiums are being paid. While you are out on approved FMLA, you will be credited for your leave during the next benefits eligibility review.

How to Request Leave

Need to request leave? Follow these steps:

  • If you go on a leave of absence (LOA) or have a planned upcoming leave for three (3) or more days, report this to Bloomin’ Brands as soon as possible to determine if your situation qualifies for FMLA.
  • To report leave, contact your manager, and your manager will submit a leave request via Workday.

Important: Make sure your address is up-to-date in Workday so that you don’t miss important communication regarding your leave.

Discounts

By leveraging the purchasing power of all Bloomin’ Brands Team Members, you can save on almost anything you want to buy. All Team Members are eligible to take advantage of these discounts.

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LifeMart Discount Center

About the Program

The Employee Assistance Program (EAP) offers Team Members additional discounts through the Magellan Ascend LifeMart Discount Center. You can save on major purchases (i.e. travel, tickets, attractions, electronics, cars, and vacations) and on day-to-day essentials (i.e. groceries and child care).

Get Started

Follow the steps below to learn more and start saving.

  • To access the LifeMart Discount Center, you need to create an account with Magellan Ascend.
  • Once you’ve created an account and successfully logged in, navigate to Life > Financial > Savings and Investing. You will see a link where you can connect to the LifeMart Discount Center.

Mortgage Savings

About the Program

Save on Your Next Home Loan: Rocket Mortgage® Exclusive Offer

Buying or refinancing? Rocket Mortgage® has exclusive benefits to offer you an employee of Bloomin’ Brands:

  • Dedicated home loan experts to assist you.
  • Savings offers throughout the year, such as closing cost credits and competitive interest rates.
  • Refer your friends and family to access the same offers.

Get Started

To get started, visit the Rocket Mortgage website or call 888-500-4723.

Perks at Work

Register for Perks at Work rewards program to start earning WOW points. Through Perks at Work, you can enjoy discounts on many items including apparel, electronics, gifts, fitness items and memberships, tickets to events and attractions, travel, and much more.

Rx for Pets

At Bloomin’ Brands, we understand that pets are family, too. All Team Members are eligible to save an average of 75% on generic and 15% on brand-name pet medications with the Inside Rx Pets prescription savings program from Express Scripts.

If you’re interested, you can benefit from Inside Rx Pets savings right way. To save, simply present the savings card along with the prescription from your veterinarian at a participating pharmacy.

Tuition Discounts

Your Bloomin’ Brands benefits help place a college education within reach. Team Members have access to tuition discounts through partnerships with Johnson & Wales University, St. Leo University, and the University of Phoenix.

Learn more below about each discount program – including who to contact for more details – and get started on your degree today.

Johnson & Wales University

St. Leo University

University of Phoenix

Blue Cross & Blue Shield of Florida (BCBSFL)

BBI Resource Center (BRC)

Free Assistance with Bloomin' Benefits Billing, Insurance Claims & More

Contact Information

Available Monday through Friday from 8 a.m. to 5 p.m. ET.

Phone: 855-874-0835 (Toll-Free)

Blue Cross & Blue Shield of Florida (BCBSFL)

HR Resource Center

General Questions About Benefits & Eligibility

Contact Information

Available Monday through Friday from 9 a.m. to 6 p.m. ET.

Phone: 1-800-555-5808 (Option 3)

Tuition Assistance

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Life & Accidental Death (AD&D) Insurance

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Core Life & AD&D Coverage

Core Life and Accidental Death and Dismemberment (AD&D) Insurance, administered by New York Life, provides a benefit in the case of a covered illness, injury, or accident.

  • The Core Life benefit is provided at no cost and all benefits-eligible Team Members are automatically enrolled, including Salaried Team Members, Sous Chefs, MITs, GEDMs, and Flex Managers.
  • You can also elect to enroll in supplemental coverage. Use the Life Insurance Needs Calculator to help you decide on coverage that best fits your needs.
  • Federal regulations require you to pay income taxes on the value of company-paid core life insurance in excess of $50,000. This is displayed on your pay statement as “GTL Imputed.”

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Core Life Insurance

Core Life Insurance pays a benefit if you die as a result of a covered illness, injury, or accident.

  • Bloomin’ Brands pays the premium for your coverage.
  • Coverage begins on your hire date, or your date of promotion or transfer into a benefits-eligible position.
  • Your coverage amount is equal to your annual base salary, rounded to the next higher $1,000. The maximum coverage is $1,000,000. If you are age 65 or older, your coverage will be reduced to 65%, 40%, or 25% of your original coverage amount, depending on your age.

Core AD&D Insurance

Core Accidental Death and Dismemberment (AD&D) Insurance pays benefits if you suffer certain accidental injuries or death resulting from a covered accident.

This benefit is in addition to any Core Life Insurance benefit that may be payable.

  • Bloomin’ Brands pays the premium for your coverage, and coverage begins on your hire date, or your promotion into a benefits-eligible position. salaried, Sous Chef, MIT, GEDM, or Flex Manager position.
  • Core AD&D coverage, equal to your annual base salary rounded to the next higher $1,000, is called the Principal Sum. The amount of benefit you receive when you have a covered claim will range from 25% to 100% of the Principal Sum depending on the loss you experience (e.g., loss of a thumb and index finger would pay 25% while loss of both arms and legs would pay 100%).

More Plan Features

Key Features

The Core Life and AD&D benefit has features designed to provide further protection and flexibility in certain situations:

  • Seat belt benefit. Your beneficiary will receive an additional 10% of your in-force life insurance amount (maximum $25,000) if you were properly wearing a seat belt at the time of the auto accident.
  • Accelerated death benefit. If you are terminally ill with less than 12 months to live, you may be eligible to receive up to 75%, up to $250,000, of your Core Life Insurance amount prior to your death.
  • Conversion. If you terminate from Bloomin’ Brands or lose benefits eligibility, you may be able to continue Life and AD&D coverage without Evidence of Insurability (EOI) under an individual conversion policy (Core Life and AD&D) or portability (Supplemental Life). You must apply to convert or port your coverage within 31 days of your conversion or port notice. Please review the Life Conversion Form and Accident Conversion Form for more information.

More Benefits

The following benefits are available as part of your coverage:

Supplemental Coverage

Plan Information

You have the option to purchase additional Life and AD&D insurance by setting up a convenient payroll deduction. You can also elect coverage for your spouse and eligible children.

  • Your Coverage: $20,000 increments to $1,000,000 maximum.
  • Spousal Coverage: $10,000 increments to 100% of your coverage up to $500,000.
Coverage FeatureYou (Team Member)Your spouseYour eligible child(ren)
Supplemental Life Insurance options$20,000 increments to $1,000,000 maximum*$10,000 increments to 100% of your coverage up to $500,000*Flat amount $10,000 per child
Maximum available without Evidence of Insurability (also called the Guaranteed Issue amount)$160,000 if annual salary of $50,000 or less

$260,000 if annual salary of $50,001 through $85,000

$400,000 if annual salary of $85,001 or above
$50,000Not applicable
Rates based onYour age (as of January 1 of the current plan year)Team Member's age (as of January 1 of the current plan year)Flat rate, regardless of the number of eligible children insured
Coverage endsAt age 80The earlier of age 70 or when Team Member attains age 80**On the 26th birthday
*If you are age 65 or older, you and your spouse’s coverage will be reduced to 65%, 40%, or 25% of your original coverage amount, depending on your age.

**You may not enroll your spouse if your spouse has already reached age 70.

Enrollment & Evidence of Insurability (EOI)

If you choose to enroll in supplemental coverage when you first become benefits-eligible, you may elect coverage up to the guaranteed issue amount without Evidence of Insurability (EOI).

You will be required to provide Evidence of Insurability (EOI) for the following situations:

  • Electing coverage over the guaranteed issue amount.
  • Increases in coverage.
  • Coverage elected after you were first eligible.

When you elect coverage under one of the three situations above, New York Life will mail and email you instructions on how to complete an Evidence of Insurability (EOI) Form. Your coverage will begin once approved by New York Life Medical Underwriting.

Loss of Coverage & Portability

If you lose coverage under this plan following termination or if you lose benefits eligibility, you may have the option to port your coverage to an individual policy. For more information, please review the Portability Form.

How to File a Claim

Refer to the information below for guidance on how to file a Life or AD&D claim with New York Life.

  • Core Life and Accidental Death and Dismemberment (AD&D) Insurance, administered by New York Life, provides a benefit in the case of a covered illness, injury, or accident.
  • The Core Life benefit is provided at no cost and all benefits-eligible Team Members are automatically enrolled, including Salaried Team Members, Sous Chefs, MITs, GEDMs, and Flex Managers.
  • Federal regulations require you to pay income taxes on the value of company-paid core life insurance in excess of $50,000. This is displayed on your pay statement as “GTL Imputed.”

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Core Life Insurance

Core Life Insurance pays a benefit if you die as a result of a covered illness, injury, or accident.

  • Bloomin’ Brands pays the premium for your coverage.
  • Coverage begins on your hire date, or your date of promotion or transfer into a benefits-eligible position.
  • Your coverage amount is equal to $10,000. If you are age 65 or older, your coverage will be reduced to 65%, 40%, or 25% of your original coverage amount, depending on your age.

Core AD&D Insurance

Core Accidental Death and Dismemberment (AD&D) Insurance pays benefits if you suffer certain accidental injuries or death resulting from a covered accident.

This benefit is in addition to any Core Life Insurance benefit that may be payable.

  • Bloomin’ Brands pays the premium for your coverage, and coverage begins on your hire date, or your promotion into a benefits-eligible position. salaried, Sous Chef, MIT, GEDM, or Flex Manager position.
  • Core AD&D coverage is equal to $10,000, which is the Principal Sum. The amount of benefit you receive when you have a covered claim will range from 25% to 100% of the Principal Sum depending on the loss you experience (e.g., loss of a thumb and index finger would pay 25% while loss of both arms and legs would pay 100%).

More Plan Features

Key Features

The Core Life and AD&D benefit has features designed to provide further protection and flexibility in certain situations:

  • Seat belt benefit. Your beneficiary will receive an additional 10% of your in-force life insurance amount (maximum $25,000) if you were properly wearing a seat belt at the time of the auto accident.
  • Accelerated death benefit. If you are terminally ill with less than 12 months to live, you may be eligible to receive up to 75%, up to $250,000, of your Core Life Insurance amount prior to your death.
  • Conversion. If you terminate from Bloomin’ Brands or lose benefits eligibility, you may be able to continue Life and AD&D coverage without Evidence of Insurability (EOI) under an individual conversion policy (Core Life and AD&D) or portability (Supplemental Life). You must apply to convert or port your coverage within 31 days of your conversion or port notice. Please review the Life Conversion Form and Accident Conversion Form for more information.

More Benefits

The following benefits are available as part of your coverage:

How to File a Claim

Refer to the information below for guidance on how to file a Life or AD&D claim with New York Life.

Designate Your Beneficiary

You designate your beneficiary for death benefits when you enroll. However, you may change your beneficiary at any time. Dismemberment benefits are paid to you.

Vida en Nueva York

New York Life Group Benefit Solutions (NYL GBS)

Life, AD&D & Disability

Contact Information

General Support: 1-888-842-4462
EOI Processing Center: 1-866-607-2360

Quick Links

Disability

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Heads up! This information reflects the current 2024 plan year, which ends Dec. 31.

Disability Insurance

Coverage Highlights

Disability insurance provides important partial replacement of lost income when you are unable to work due to an illness or injury.

  • Short-Term Disability (STD) insurance begins to pay benefits on the 8th day of disability resulting from a non-work related illness or injury. After 180 days of disability, Long-Term Disability (LTD) insurance takes over.
  • Salaried Team Members are automatically enrolled in Core coverage and have the option to select a Buy-Up coverage.
  • Core benefits begin on your hire date, or the first day you are actively at work if later. Buy-Up coverage begins on your benefits effective date.

Note: Disability insurance won’t pay benefits for a pre-existing condition until you have been covered for 12 months. A pre-existing condition is defined as any condition you received treatment for in the six (6) months preceding your coverage effective date.

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Short-Term Disability (STD) Insurance

Short-Term Disability (STD) insurance pays a benefit in the event you become disabled due to a non-work related illness or injury, including disabilities related to pregnancy and childbirth. Benefits are payable only for the period of time you are deemed disabled.


Core vs. Buy-Up STD Coverage Comparison

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Plan DetailsCore STDBuy-Up STD
Salary40% of your base salary up to $750 weeklyAdditional 20% of your base salary replaced up to $2,000 weekly (Core + Buy-Up)
When benefits beginBenefits begin after 7-day waiting periodBenefits begin after 7-day waiting period
What you payBloomin’ Brands pays the full costYou pay the cost difference for Buy-Up via payroll deduction
TaxableBenefits are 100% taxableBenefits are 100% taxable
EnrollmentYou are automatically enrolled when first eligible, with no questionnaire requiredEnroll when first eligible without medical questionnaire, or enroll during open enrollment and a questionnaire will be required; May cancel only during Annual Enrollment

Long-Term Disability (LTD) Insurance

Long-Term Disability (LTD) pays a benefit in the event your disability continues beyond 180 days, and it includes coverage for work-related injury or illness.


Core vs. Buy-Up LTD Coverage Comparison

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Plan DetailsCore LTDBuy-Up LTD
Salary40% of your covered base salary and performance bonus up to $1,500 monthlyAdditional 20% of covered base salary and performance bonus up to $15,000 monthly (Core + Buy-Up)
When benefits beginBenefits begin after 180-day waiting periodBenefits begin after 180-day waiting period
What you payBloomin’ Brands pays the full costYou pay the cost difference for Buy-Up via payroll deduction
TaxableBenefits are taxableBenefits are taxable
EnrollmentYou are automatically enrolled when first eligible, with no questionnaire requiredEnroll when first eligible without medical questionnaire, or enroll during open enrollment and a questionnaire will be required; May cancel only during open enrollment

Buy-Up Disability Insurance

You have the option to add Buy-Up STD and/or LTD insurance. Use the information below to learn more and calculate your Buy-Up premium(s) based on your pay.


Buy-Up STD

The optional Buy-Up STD plan offers you the opportunity to enhance your coverage by electing to change your gross weekly benefit to 60% of covered earnings per week and to change your maximum weekly benefit amount to $2,000.

Buy-Up LTD

This optional Buy-Up LTD plan offers you the opportunity to enhance your coverage by electing to change your gross monthly benefit to 60% of covered earnings per month and to change your maximum monthly benefit amount up to $15,000.

Evidence of Insurability (EOI)

If you elect Buy-Up coverage when you are first eligible, you will be able to enroll without having to provide evidence of your good health, or Evidence of Insurability (EOI).

If you don’t enroll when you are first eligible, you can enroll during a future annual open enrollment period, but you will need to complete an Evidence of Insurability (EOI) Form provided by New York Life. Your Buy-Up coverage will not begin until New York Life approves your election.


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Plan DetailsSTD Buy-UpLTD Buy-Up
Amount of your earnings replacedBase Salary replaced: Additional 20% to a $2,000 maximum (Core + Buy-Up) weekly benefitAdditional 20% up to $15,000 maximum (Core + Buy-Up) monthly benefit
Period of disability before benefits begin7 days180 days
CostYou pay the cost difference between Buy-Up and core via payroll deductionYou pay the cost difference between Buy-Up and core via payroll deduction
Benefit taxationtaxabletaxable
EnrollmentMay enroll when first eligible; may enroll or cancel during annual open enrollmentMay enroll when first eligible; may enroll or cancel during annual open enrollment

Additional Information

If you receive other income as a result of your disability (for example, from workers’ compensation or Social Security Disability), your Long-Term Disability benefit will be reduced by the amount you receive from other sources.

Survivor benefit: Should you die while receiving Long-Term Disability benefits, your survivor will be paid an amount equal to 3 months of your LTD benefit in effect (before reductions for other income) at the time of your death.

Social Security assistance: New York Life Insurance Group Benefits Services (New York Life) may provide assistance with applying for Social Security Disability Income (SSDI) Benefits.

Calculate Your Need for Supplemental Coverage

Use the calculator below to determine whether you should elect Buy-Up coverage.

Vida en Nueva York

New York Life Group Benefit Solutions (NYL GBS)

Life, AD&D & Disability

Contact Information

General Support: 1-888-842-4462
EOI Processing Center: 1-866-607-2360

Quick Links
Heads up! This information reflects the new 2025 plan year, which begins Jan. 1.

Disability Insurance

Coverage Highlights

Disability insurance provides partial replacement of lost income when you are unable to work due to an illness or injury

  • Short-Term Disability (STD) insurance begins to pay benefits on the 8th day of disability resulting from a non-work related illness or injury. After 180 days of disability, Long-Term Disability (LTD) insurance takes over.

  • Salaried Team Members are automatically enrolled in Core coverage and have the option to select a Buy-Up coverage.

  • Core benefits begin on your hire date, or the first day you are actively at work if later. Buy-Up coverage begins on your benefits effective date.

Note: Disability insurance won’t pay benefits for a pre-existing condition until you have been covered for 12 months. A pre-existing condition is defined as any condition you received treatment for in the six (6) months preceding your coverage effective date.

New Maternity Benefit

Another way we are taking care of our employees is by providing a new STD benefit for team members who are recovering from childbirth.

Beginning in 2025, this program enhancement will provide you with a benefit of 100% of your base salary replaced weekly, subject to applicable taxes. Maternity short-term disability benefits begin after a one-week waiting period, providing income replacement for weeks two through six, or weeks two through eight for C-section recovery.

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Short-Term Disability (STD) Insurance

Short-Term Disability (STD) insurance pays a benefit in the event you become disabled due to a non-work related illness or injury, including disabilities related to pregnancy and childbirth. Benefits are payable only for the period of time you are deemed disabled.


Core vs. Buy-Up STD Coverage Comparison

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Tap or click the content below and scroll to access all the information.

Core STDBuy-Up STD
Maternity STD Salary Replacement Benefit100% of your base salary replaced weekly
Non-Maternity STD Salary Replacement Benefit40% of your base salary replaced up to $750 weeklyAdditional 20% of your base salary replaced up to $2,000 weekly

(Core + Buy-Up = 60% of your base salary replaced up to $2,750 weekly)
What You PayBloomin’ Brands pays the full costYou pay the cost difference for Buy-Up via payroll deduction
When Benefits BeginAfter the 7-day waiting period
Enrollment OptionsAutomatically enrolled when first eligible – no medical questionnaire requiredElect to enroll when first eligible – no medical questionnaire required

Elect to enroll during open enrollment –requires medical questionnaire

May cancel Buy-Up coverage only during annual open enrollment
TaxableBenefits are taxableBenefits are taxable

Long-Term Disability (LTD) Insurance

Long-Term Disability (LTD) pays a benefit in the event your disability continues beyond 180 days, and it includes coverage for work-related injury or illness.


Core vs. Buy-Up LTD Coverage Comparison

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Plan DetailsCore LTDBuy-Up LTD
Salary40% of your covered base salary and performance bonus up to $1,500 monthlyAdditional 20% of covered base salary and performance bonus up to $15,000 monthly (Core + Buy-Up)
When benefits beginBenefits begin after 180-day waiting periodBenefits begin after 180-day waiting period
What you payBloomin’ Brands pays the full costYou pay the cost difference for Buy-Up via payroll deduction
TaxableBenefits are taxableBenefits are taxable
EnrollmentYou are automatically enrolled when first eligible, with no questionnaire requiredEnroll when first eligible without medical questionnaire, or enroll during open enrollment and a questionnaire will be required; May cancel only during open enrollment

Buy-Up Disability Insurance

You have the option to add Buy-Up STD and/or LTD insurance. Use the information below to learn more and calculate your Buy-Up premium(s) based on your pay.


Buy-Up STD

The optional Buy-Up STD plan offers you the opportunity to enhance your coverage by electing to change your gross weekly benefit to 60% of covered earnings per week and to change your maximum weekly benefit amount to $2,000.

Buy-Up LTD

This optional Buy-Up LTD plan offers you the opportunity to enhance your coverage by electing to change your gross monthly benefit to 60% of covered earnings per month and to change your maximum monthly benefit amount up to $15,000.

Evidence of Insurability (EOI)

If you elect Buy-Up coverage when you are first eligible, you will be able to enroll without having to provide evidence of your good health, or Evidence of Insurability (EOI).

If you don’t enroll when you are first eligible, you can enroll during a future annual open enrollment period, but you will need to complete an Evidence of Insurability (EOI) Form provided by New York Life. Your Buy-Up coverage will not begin until New York Life approves your election.


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Plan DetailsSTD Buy-UpLTD Buy-Up
Amount of your earnings replacedBase Salary replaced: Additional 20% to a $2,000 maximum (Core + Buy-Up) weekly benefitAdditional 20% up to $15,000 maximum (Core + Buy-Up) monthly benefit
Period of disability before benefits begin7 days180 days
CostYou pay the cost difference between Buy-Up and core via payroll deductionYou pay the cost difference between Buy-Up and core via payroll deduction
Benefit taxationtaxabletaxable
EnrollmentMay enroll when first eligible; may enroll or cancel during annual open enrollmentMay enroll when first eligible; may enroll or cancel during annual open enrollment

Additional Information

If you receive other income as a result of your disability (for example, from workers’ compensation or Social Security Disability), your Disability benefit will be reduced by the amount you receive from other sources.

Survivor benefit: Should you die while receiving Long-Term Disability benefits, your survivor will be paid an amount equal to 3 months of your LTD benefit in effect (before reductions for other income) at the time of your death.

Social Security assistance: New York Life Insurance Group Benefits Services (New York Life) may provide assistance with applying for Social Security Disability Income (SSDI) Benefits.

Calculate Your Need for Supplemental Coverage

Use the Disability Needs Calculator to determine whether you should elect Buy-Up coverage.

Vida en Nueva York

New York Life Group Benefit Solutions (NYL GBS)

Life, AD&D & Disability

Contact Information

General Support: 1-888-842-4462
EOI Processing Center: 1-866-607-2360

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Deferred Compensation (DCP Plan)

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DCP Plan

401(k) Plan Alternative

The Deferred Compensation Plan, or the DCP Plan, was developed for employees ineligible to participate in the 401(k) Plan due to IRS contribution limits. The plan is administered by Fidelity NetBenefits.

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Eligibility

Team Members who meet the IRS definition of a highly compensated employee (those who earned $150,000* or more in 2023) may elect once a year in December to participate in the OSI Restaurant Partners, LLC HCE Deferred Compensation Plan (the “DCP Plan”) in 2024.

If you meet or are projected to meet the eligibility requirements, you will be notified and offered the opportunity to participate in the election period for 2024, held Dec. 11 through Dec. 27, 2023. Distributions are processed in January each year. Please note – if your actual earnings are determined in December to fall below the highly compensated limit, you will be notified and your DCP Plan elections for next year will be canceled, and you will be able to contribute to the 401(k) Plan instead.

*Distributions earned under the PEP Plan do not count towards the $150,000 threshold.

How the Plan Works

Participating in the DCP Plan provides important tax benefits along with opportunities for investment.

Enrollment

You’ll be notified of your eligibility to participate in the election period.

Deferrals

You can choose the amount of your pay to defer to the plan on a pre-tax basis:

  • Base Salary: 5% to 90% of eligible base salary.
  • Monthly Bonus: 5% to 100% of eligible bonus.
  • Annual Bonus: 5% to 100% of your eligible bonus.

The deferral election(s) you make for a given calendar year are locked in and cannot be changed until the following year.

Vesting

You’re immediately vested (have full ownership) in the amount you defer and in any investment earnings on those amounts.

Investment Options

Choose from several record-keeping investment options to suit your goals, time horizon, and risk tolerance.

Distributions

When you enroll, tell Fidelity how you’d like to receive future distributions, which can be paid upon your choice of:

  • Termination/separation from service
  • Selected date three or more years in the future
  • Death
  • Disability
  • Unforeseeable emergency

BBI will process the annual distributions in January in-house via payroll. To take advantage of direct deposit, please ensure your contact and direct deposit information are current within BBI Connect. Otherwise, any distribution due will be paid by check mailed to the home address on file in Workday.

Tax Advantages

Deferring part of your income with the DCP Plan offers clear advantages for saving on current taxes.

Without DCPWith DCP
Eligible pay$150,000$150,000
Deferral amount$0$25,000
Tax bill*$52,500$43,750
Tax savings$0$8,750
*Assumes you’re an unmarried individual paying 35% in federal income taxes on your annual compensation.

Why Participate?

The DCP Plan allows eligible participants to:

  • Defer pre-tax compensation.
  • Reduce taxable income.
  • Utilize tax-advantaged investment options.
  • Schedule penalty-free distributions for short-term goals while employed.
  • Plan for retirement and other long-term savings goals in a tax-effective manner.
Fidelidad

Fidelity NetBenefits

401(k) Savings, Retirement Planning & Deferred Comp

Contact Information

401(k): 1-800-835-5095
Retirement Planning & Deferred Comp: 1-800-603-4015

Available Monday through Friday from 8:30 a.m. to 8:30 p.m. ET.

Quick Links

Business Travel Accident (BTA) Insurance

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Program Details

Business Travel Accident (BTA) insurance covers certain injuries or death resulting from an accident that happens while you are traveling for business.

This benefit is equal to your annual salary, up to a maximum of $500,000. It does not cover accidents that may occur while you’re traveling between your home and work.

Other benefits if experienced or related to a covered injury that occurs while traveling for business

  • Identity theft protection
  • Carjacking
  • Coma
  • Home alteration or vehicle modification
  • Medical evacuation or repatriation
  • Medical expense
  • Natural disaster
  • Psychological therapy
  • Rehabilitation expense
  • Seat belt and occupant protection device
  • Travel assistance

Have questions about the Business Travel Accident policy?

Call 1-800-555-5808 (Option 3) to speak with a Resource Center representative to file a claim.

Blue Cross & Blue Shield of Florida (BCBSFL)

HR Resource Center

General Questions About Benefits & Eligibility

Contact Information

Available Monday through Friday from 9 a.m. to 6 p.m. ET.

Phone: 1-800-555-5808 (Option 3)