Commuter Benefits
Use Pretax Dollars for Eligible Commuting ExpensesWhat Are Commuter Benefits?
Commuter Benefits are a convenient way for employees to save money on their daily travel to and from work. These benefits allow you to use pretax dollars to pay for eligible commuting expenses, such as public transit fares, ride shares, and parking costs. By enrolling in a commuter benefits program, you can reduce your taxable income and keep more of your paycheck – all while making your commute more affordable and manageable. It’s a simple, tax-smart way to support your daily travel needs.
Eligibility & Covered Expenses
- Who is Eligible? Any employee who works in an eligible state.
- Eligible States: California, Illinois, New Jersey, New York, and Pennsylvania.
- Pretax Contribution Limit: $325 per month.
- Eligible Expenses: Work-related mass transit and parking expenses only. Follow the link below to access and search a list of eligible expenses.
How to Enroll
To enroll in Commuter Benefits, you’ll need to log in to Workday and submit a Change Benefits life event.
Additional Information
Wex Benefits
Commuter Benefits, Flexible Spending Accounts (FSAs), and COBRA Continuation Coverage
Contact Information
Available Monday through Friday from 6 a.m. to 9 p.m. CT.
Phone: 1-866-451-3399
Fax: 1-866-451-3245
Open Enrollment Resources
Your Guide to Benefits Enrollment for the 2025 Plan YearOpen Enrollment Period:
Oct. 29 – Nov. 12, 2024
Benefits Plan Year:
Jan. 1 – Dec. 31, 2025
Update Your Benefits for 2025
What's on the Menu for 2025?
This is your annual opportunity to review and update your benefits for 2025. Consider changes you might have experienced this year. Did your family expand? Have your medical, dental, or life insurance needs changed? Open Enrollment only rolls around once each year so now is the time to adjust your plans and coverages.
And this year, you will have more choices and options than ever. We heard your feedback on our benefits, and for 2025 you will see some important additions and changes. Our goal is to provide a comprehensive benefits package that supports you now and into the future.
We have outlined the details of the choices you have here. We encourage you to read through this page to see for yourself what’s new for 2025.
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New Medical Plans Available to All Benefits-Eligible Employees
For medical coverage, all eligible employees will be able to choose from the new Value PPO plan, the new Choice PPO plan, and the existing Choice HSA plan.
- No matter which plan you are in today, you can choose any of these three plan options.
- The two new PPO plans will offer more predictability in healthcare costs, such as having set copays for office visits and prescriptions drugs.
- The existing Choice HSA plan will remain the same, including the option to contribute to a health savings account (HSA).
Value HRA, Choice HRA & Value HSA Frozen to New Participants
The existing Value HRA, Choice HRA, and Value HSA medical plans will be frozen to new participants, and no longer offered after 2025.
- If you are currently enrolled in one of these plans, you can stay in your current plan, but you will not be able to select these plans if you’re not already a current participant.
- If you want to change your medical plan, you will have the choice between the new Value PPO and Choice PPO plans, and the existing Choice HSA plan.
If you are currently enrolled in the Value HRA or Choice HRA, you have until the end of 2025 to spend any funds in your HRA.
- HRA funds will no longer be available after Dec. 31, 2025.
- No new contributions will be made to the HRAs. You can check your balance by visiting Accrue Health anytime.
Slight Increase in Medical & Dental Costs
You will see a slight increase in employee contributions for medical coverage and dental coverage in 2025.
- For the last two years, BBI has not increased how much you pay in premium costs for our medical plan options.
- This year there will be slight increases in medical and dental premiums, but BBI is still picking up the majority of costs.
- Your per-paycheck deduction will depend on your salary and the plan you choose.
- The new Value PPO medical plan will have the same per-paycheck cost as the existing Value HRA that is frozen to new participants.
Exciting Changes to Our Wellness Program
We know your health and wellness is important to you and your family – and they are important to BBI too. In 2025, you will still have the opportunity to participate in wellness activities and get rewarded. This is what you need to do:
- Complete the online health risk assessment.
- Complete either a biometric screening or a routine physical exam.
- Earn a total of 200 points.
By completing wellness activities, you will earn a medical premium discount in 2026! Plus, if your spouse is enrolled in a BBI medical plan and completes the same requirements, you will receive an additional premium discount for 2026!
*With the updates to our wellness program, BBI will not be making contributions to HRAs or HSAs in 2025.
FSA & HSA Contribution Limits
The IRS contribution limits for flexible spending accounts (FSAs) and health savings accounts (HSAs) will be higher for 2025.
FSAs:
If you have a healthcare flexible spending account (FSA), you may contribute up to $3,200 in pretax dollars to use for eligible healthcare expenses.
HSAs:
If you’re enrolled in an HSA medical plan, you can still contribute pretax dollars to your HSA to use for eligible healthcare expenses in 2025.
If you have individual coverage, the maximum you may contribute to your HSA is $4,300 or $8,850 if you have family coverage.
Other Enhancements for 2025
Pharmacy
- You will no longer be required to use Walgreens or CVS for maintenance medications you take on a regular basis. You can fill prescriptions for a 90-day supply of maintenance medications through the Express Scripts mail order program or at any network pharmacy starting Jan. 1, 2025.
- All medical plans will now include 100% coverage for select preventive prescriptions, such as those for asthma, diabetes, heart disease, high blood pressure, and tobacco cessation.
- The 2025 prescription drug benefits will integrate with GoodRx, automatically providing discounted pricing at the pharmacy when it is available.
Dental
The dental PPO plan orthodontia benefit maximum is increasing to $1,500.
Vision
The vision plan eyeglass frame allowance is increasing to $180.
Maternity & Short-Term Disability (STD)
Another way we are taking care of our employees is by providing a new Short Term Disability (STD) benefit for team members who are recovering from childbirth.
- This program enhancement will provide you with a benefit of 100% of your base salary replaced weekly, subject to applicable taxes.
- Maternity short-term disability benefits begin after a one-week waiting period, providing income replacement for weeks two through six, or weeks two through eight for C-section recovery.
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New Medical Plans Available to All Benefits-Eligible Employees
For medical coverage, all eligible employees will be able to choose from the new Value PPO plan, the new Choice PPO plan, and the existing Choice HSA plan.
- No matter which plan you are in today, you can choose any of these three plan options.
- The two new PPO plans will offer more predictability in healthcare costs, such as having set copays for office visits and prescriptions drugs.
- The existing Choice HSA plan will remain the same, including the option to contribute to a health savings account (HSA).
Value HRA, Choice HRA & Value HSA Frozen to New Participants
The existing Value HRA, Choice HRA, and Value HSA medical plans will be frozen to new participants, and no longer offered after 2025.
- If you are currently enrolled in one of these plans, you can stay in your current plan, but you will not be able to select these plans if you’re not already a current participant.
- If you want to change your medical plan, you will have the choice between the new Value PPO and Choice PPO plans, and the existing Choice HSA plan.
If you are currently enrolled in the Value HRA or Choice HRA, you have until the end of 2025 to spend any funds in your HRA.
- HRA funds will no longer be available after Dec. 31, 2025.
- No new contributions will be made to the HRAs. You can check your balance by visiting Accrue Health anytime.
Slight Increase in Medical & Dental Costs
You will see a slight increase in employee contributions for medical coverage and dental coverage in 2025.
- For the last two years, BBI has not increased how much you pay in premium costs for our medical plan options.
- This year there will be slight increases in medical and dental premiums, but BBI is still picking up the majority of costs.
- Your per-paycheck deduction will depend on your salary and the plan you choose.
- The new Value PPO medical plan will have the same per-paycheck cost as the existing Value HRA that is frozen to new participants.
Exciting Changes to Our Wellness Program
We know your health and wellness is important to you and your family – and they are important to BBI too. In 2025, you will still have the opportunity to participate in wellness activities and get rewarded. This is what you need to do:
- Complete the online health risk assessment.
- Complete either a biometric screening or a routine physical exam.
- Earn a total of 200 points.
By completing wellness activities, you will earn a medical premium discount in 2026! Plus, if your spouse is enrolled in a BBI medical plan and completes the same requirements, you will receive an additional premium discount for 2026!
*With the updates to our wellness program, BBI will not be making contributions to HRAs or HSAs in 2025.
HSA Contribution Limit
The IRS contribution limits for health savings accounts (HSAs) will be higher for 2025.
If you’re enrolled in an HSA medical plan, you can still contribute pretax dollars to your HSA to use for eligible health care expenses in 2025.
If you have individual coverage, the maximum you may contribute to your HSA is $4,300 or $8,850 if you have family coverage.
Other Enhancements for 2025
Pharmacy
- You will no longer be required to use Walgreens or CVS for maintenance medications you take on a regular basis. You can fill prescriptions for a 90-day supply of maintenance medications through the Express Scripts mail order program or at any network pharmacy starting Jan. 1, 2025.
- All medical plans will now include 100% coverage for select preventive prescriptions, such as those for asthma, diabetes, heart disease, high blood pressure, and tobacco cessation.
- The 2025 prescription drug benefits will integrate with GoodRx, automatically providing discounted pricing at the pharmacy when it is available.
Dental
The dental PPO plan orthodontia benefit maximum is increasing to $1,500.
Vision
The vision plan eyeglass frame allowance is increasing to $180.
Reminders
Open enrollment runs from Oct. 29 – Nov. 12, 2024. This is your chance to make the changes you need for 2025.
- Update your coverage
- Add or remove covered dependents from your plans
- Choose your contribution amounts for pretax savings accounts
Remember, after Nov. 12, you can only change your benefits if you experience a qualifying life event such as marriage, divorce, or welcoming a new child to the family.
If you do not take action during open enrollment, your current benefit elections will roll over to 2025, with the exception of the healthcare and dependent care FSAs. They require a new election each plan year to participate.
Open enrollment runs from Oct. 29 – Nov. 12, 2024. This is your chance to make the change you need for 2025.
- Update your coverage
- Add or remove covered dependents from your plans
- Choose your contribution amounts for pretax savings accounts
Remember, after Nov. 12, you can only change your benefits if you experience a qualifying life event such as marriage, divorce, or welcoming a new child to the family.
If you do not take action during open enrollment, your current benefit elections will roll over to 2025.
Upcoming Webinars
Can’t attend a webinar? Watch a recorded presentation here.
| Date/Time | Link |
|---|---|
| Tuesday, Oct. 29 5 p.m. ET | Join on Teams |
| Thursday, Oct. 31 10 a.m. ET | Join on Teams |
| Monday, Nov. 4 12 Noon ET | Join on Teams |
| Wednesday, Nov. 6 7 p.m. ET | Join on Teams |
Can’t attend a webinar? Watch a recorded presentation here.
| Date/Time | Link |
|---|---|
| Tuesday, Oct. 29 5 p.m. ET | Join on Teams |
| Thursday, Oct. 31 10 a.m. ET | Join on Teams |
| Monday, Nov. 4 12 Noon ET | Join on Teams |
| Wednesday, Nov. 6 7 p.m. ET | Join on Teams |
Next Steps
During the open enrollment period, you can review your options on this website using the navigation menu at the top of any page. To access all the information for 2025 in one place, you can review, download, and/or print the Benefits Guidebook below.
2025 Benefits Guidebook
Make sure your employment type is reflected in the top right-hand corner of the page to ensure you’re accessing the correct information.
Enroll Now
When you’re ready to make your elections for 2025, enroll online through BBI Connect between Oct. 29 and Nov. 12, 2024.
Quest Diagnostics
Help Manage Risks & Prevent Chronic DiseaseBiometric Screenings on Your Time
Complete Your Screening & Earn Rewards
As part of our Health Rewards program, completing your biometric screening translates into keeping a pulse on your health and knowing your numbers.
- To maximize your premium discounts for the 2026 benefits plan year, make sure you and your eligible spouse complete your biometric screenings by Sept. 30, 2025. This ensures your premium discounts start on Jan. 1, 2026.
- Any biometric screenings completed after Sept. 30 but before Nov. 30, 2025, will still earn premium discounts but will not be applied retroactively to Jan. 1, 2026. Therefore, we highly encourage you to get your screenings done by Sept. 2025 to take advantage of the full premium discounts for 2026.
There are three options for completing your biometric screening: at a Patient Service Center (PSC), with a physician, or with self-collection – you can find more details about each screening method below.
To get started, follow the steps below to create your Quest account and choose your preferred screening method.
Step 1: Create Your Quest Account
In order to select your preferred screening method and complete your biometric screening, you will first need to create your Quest account.
- Visit My.QuestforHealth.com.
- Under Create Account, enter the Bloomin’ Brands registration key: Bloominbrands2025.
- Select Register Now.
- Review and accept the terms and conditions.
- Follow the prompts to confirm your eligibility, create your account, and enter your information.
Step 2: Choose Your Preferred Screening Method
Within your Quest account, you will select your preferred method of screening your biometrics from three available options:
- Go a Patient Service Center (PSC): Quest Diagnostics has nearly 2,000 PSC locations nationwide.
- See your own physician and have them complete a Physician Results Form. If you can’t go to an event or PSC, complete your screening with a physician.
- Self-collect at home.
Follow the link below to read about each screening method and the steps involved.
Blue Cross & Blue Shield of Florida (BCBSFL)
Medical
Contact Information
Medical: 1-833-578-1132
Quit for Life: 1-866-784-8454
Financial Wellness
Manage Your Money EffectivelySupport Your Financial Well-Being
The Bloomin’ Brands EAP includes a Financial Wellness program, which provides you with a Money Coach and other resources to help you manage your money effectively. You can be confident about your finances when you make a budget, avoid or reduce debt, buy a home, grow your family, save for retirement and more.
Money Coach Consultations
- Each year you’ll get three 30-minute phone consultations per topic, led by certified professional Money Coaches, to teach you new habits to resolve your financial challenges and achieve your goals.
- Support is available for debt and credit, spending and saving, college and student loans, home buying and estate planning, getting married and growing your family, saving for retirement, and more.
- Money Coaches have an average of 22 years of relevant professional experience and several certifications.
- Coaches do not sell products: they provide confidential, unbiased guidance to help you get into good financial shape.
- Money Coaches are available Monday to Friday from 9 a.m. – 11 p.m. ET.
Take Action Today
To get started with the Financial Wellness program, log in to the Magellan Ascend Member Portal or call 1-800-327-6754 (TTY 711).
In the portal, you can schedule a Money Coach consultation, take an assessment to learn how money affects your health and wealth, and access premium financial content such as events, videos, articles, and calculators.
Provider
Magellan Healthcare
Employee Assistance Program (EAP)
Contact Information
Phone: 1-800-327-6754
HR Resource Center
Communications Archive & Other Resources for HR LeadersTeam Member Handbook
What is a Break in Service?
If you have no hours of service for 14 weeks or longer, you will be considered as having a break in service. When you return to work, you will be treated like a new Team Member for benefits and will be subject to the initial eligibility review as described in Initial Eligibility & Enrollment.
- If you return or are rehired and begin accruing hours of service within 14 weeks of your last day of service or your termination date, you will not be considered as having had a break in service and your eligibility will not be reset.
- If you are benefits-eligible upon your return, you will have the opportunity to re-elect benefits effective the first of the month following or coinciding with your rehire date. You will have 45 days from your benefits effective date to enroll in coverage. For example, if you can join the benefits plan starting on June 1, you will have until July 15 to enroll.
If you are benefit-eligible and your break in services lasts less than 30 days, your previous benefit elections will be automatically reinstated with no gap in coverage.
Breaks in Service
Resuming Your Benefits After Returning to WorkWhat is a Break in Service?
If you have no hours of service for 14 weeks or longer, you will be considered as having a break in service. When you return to work, you will be treated like a new Team Member for benefits and will be subject to the initial eligibility review as described in Initial Eligibility & Enrollment.
- If you return or are rehired and begin accruing hours of service within 14 weeks of your last day of service or your termination date, you will not be considered as having had a break in service and your eligibility will not be reset.
- If you are benefits-eligible upon your return, you will have the opportunity to re-elect benefits effective the first of the month following or coinciding with your rehire date. You will have 45 days from your benefits effective date to enroll in coverage. For example, if you can join the benefits plan starting on June 1, you will have until July 15 to enroll.
If you are benefit-eligible and your break in services lasts less than 30 days, your previous benefit elections will be automatically reinstated with no gap in coverage.
Benefits Guidebook
A Downloadable & Print-Ready Benefits GuideSalaried Benefits Guidebook
Your Benefits Guidebook offers a comprehensive overview of all Bloomin’ Brands benefits and resources in a downloadable, print-ready format.
Hourly Benefits Guidebook
Your Benefits Guidebook offers a comprehensive overview of all Bloomin’ Brands benefits and resources in a downloadable, print-ready format.
Calendar Year 2025
Calendar Year 2024
Use the navigation menu to learn more about the benefit options you can elect and what they’ll cost. You’ll also find additional resources to support you in all areas of life. Make sure your employment type is reflected at the top of the page to ensure that you are accessing the correct information.
Employee Assistance Program (EAP)
No-Cost Resources for You & Your FamilyThe Employee Assistance Program (EAP) is provided at no cost to all team members and their household family members – even those not enrolled in any other Bloomin’ Brands benefits.
Employee Assistance Program (EAP)
What is the EAP?
The Employee Assistance Program (EAP), administered by Magellan Ascend, offers a variety of free, confidential resources to help you cope with the challenges life throws your way. This program can support you through everything from simple daily tasks to more complex issues.
Program Highlights
- Up to four free counseling sessions per person, per issue, per year to deal with life’s challenges – refer to the next section for more information about counseling services.
- 24/7 online information.
- Unlimited access to coaches who will assist you in achieving your goals by helping you create a plan of action and stay on track.
- Online self-guided, interactive programs to improve your emotional well-being.
- A well-being app, powered by Neuroflow.
- Monthly webinars on a variety topics.
Counseling Services
In-Person Counseling Services
Confidential counseling, information, and referrals are available through the EAP on a wide variety of topics, including:
- Managing relationship issues.
- Managing parenting issues – for new parents and parents of teenagers.
- Dealing with the challenges of aging loved ones.
- Quitting tobacco, alcohol, or drug use.
- Managing depression, anxiety, and grief.
- Dealing with holiday stress – financial and family.
- Dealing with back-to-school and back-to-work stress.
- Strategies for financial setbacks.
- Building resiliency.
- Getting organized.
- Focusing on your well-being.
- Legal services.
- Hurricane resource information.
- Keeping a healthy relationship with social media.
- Building a thriving life.
Virtual Therapy from BetterHelp
Sometimes, things may feel as if they’re falling apart in our work lives, personal lives, and/or relationships. In addition to in-person counseling, Bloomin’ Brands offers virtual therapy from BetterHelp, the world’s largest online counseling platform.
Let help come to you and members of your household from the comfort of your home: sessions can be offered via text message, phone, video, or live chat.
Magellan Healthcare
Employee Assistance Program (EAP)
Contact Information
Phone: 1-800-327-6754
Employee Assistance Program (EAP)
What is the EAP?
The Employee Assistance Program (EAP), administered by Magellan Healthcare, offers free, confidential resources to help you cope with the challenges life throws your way. This program can support you through everything from simple daily tasks to more complex issues.
Program Highlights
- Up to six (6) free counseling sessions per person, per issue, per year to deal with life’s challenges – refer to the next section for more information about counseling services.
- 24/7 online information.
- Unlimited access to coaches who will assist you in achieving your goals by helping you create a plan of action and stay on track.
- Online self-guided, interactive programs to improve your emotional well-being.
- A well-being app, powered by Neuroflow.
- Monthly webinars on a variety topics.
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Counseling Services
Confidential counseling, information, and referrals are available through the EAP on a wide variety of topics, including:
- Coping with a big life transition.
- Improving career prospects.
- Developing parenting skills.
- Managing mood swings.
- Processing grief and trauma.
- Working on marital issues.
Counseling is available in-person and via text message, live chat, phone, and video conference.
Virtual Therapy from BetterHelp
Sometimes, things may feel as if they’re falling apart in our work lives, personal lives, and/or relationships. In addition to in-person counseling, Bloomin’ Brands offers virtual therapy from BetterHelp, the world’s largest online counseling platform.
Let help come to you and members of your household from the comfort of your home: sessions can be offered via text message, phone, video, or live chat.
Magellan Healthcare
Employee Assistance Program (EAP)
Contact Information
Phone: 1-800-327-6754
Website Change Request
Submit a Request
Legal Assistance
Simple & Affordable Expert Legal HelpMetLife Legal Plans
Plan Highlights
With MetLife Legal Plans, you’ll have access to a network of more than 14,000 attorneys, with an average of 25 years of experience, to help when you’re buying a home, planning for your family’s future, caring for aging parents, and other key times in your life. Take advantage of:
- An experienced service team to match you with the right lawyer.
- Expert legal advice and representation, in person or by phone.
- In-court representation for covered legal matters.
- A mobile app and online tools for your convenience.
- No copays, deductibles, or claim forms required with in-network attorneys.
What You'll Pay
MetLife Legal Plans are paid through a payroll deduction of $7.62 bi-weekly. There are no deductibles, copays, claim forms, or usage limits when using an in-network attorney.
Coverage Information
Review the plan summary and frequently asked questions (FAQs) for coverage information, and use the calculator to compare the cost of the MetLife Legal Plans benefit to attorney fees without it.
Some specialized areas where MetLife Legal Plans can provide assistance include:
- Adoption
- Caregiving
- Estate planning
- Financial wellness
- Special needs trust
- Buying a home
- Driving and traffic issues
You can only add MetLife Legal Plans coverage during your initial or annual enrollment. You are not eligible to add or drop coverage due to a change in status such as marriage, birth, or divorce.
