Open Enrollment Resources
Your Guide to Benefits Enrollment for the 2027 Plan Year View all Open Enrollment communications in SpanishOpen Enrollment Period:
October 27 – November 10, 2026
Benefits Plan Year:
January 1 – December 31, 2027
Review & Update Your Benefits
This is your annual opportunity to review your benefits for 2027. This year’s Open Enrollment includes important benefit updates.
Although most of your current benefit elections will carry over if no action is taken, we strongly encourage you to review your options, complete the required acknowledgments, and confirm your elections. By not reviewing your options, you could miss the opportunity to enroll in new plans or benefits available during this Open Enrollment!
Make sure your employment type (Salaried or Hourly) is reflected in the top right-hand corner of this website to ensure you’re accessing the correct information.
Important for 2027
- NEW medical carrier with enhanced member support and three new health programs at no additional cost.
- NEW HSA administrator.
- Smarter tools to help you find top-quality doctors.
- More opportunities to lower your healthcare costs.
- Action Required: You must enroll to participate in benefits.
Important for 2026
- You may need to take action to make sure you have the right medical plan for you.
- There will be some changes to our prescription drug coverage.
What's New for 2027?
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Medical Benefits with UHC: More Options, Tools & Support
Beginning in 2027, we’re partnering with UnitedHealthcare (UHC) for medical benefits.
- Need help understanding your benefits or resolving a claim? UHC’s dedicated member advocates will be there to support your health journey every step of the way.
- Important: Confirm that your providers participate in UHC’s network. If you are currently receiving treatment from a provider who is not in UHC’s network, you may need to submit a Transition of Care request form to continue with the same provider.
- There will be slight increases to your medical plan payroll contributions in 2027. You can offset your medical premium costs each year by participating in the Health Rewards program.
Learn More
Visit the Medical Coverage page for more details.
Save on Your Medical Premiums with Health Rewards
Get rewarded for your healthy actions and save on your medical premiums! Earn up to $34.62 in biweekly premium savings* when you and your enrolled spouse complete required wellness activities.
*The biweekly premium discount is $17.31 per Team Member, plus an additional $17.31 for an enrolled spouse.
Learn More
Visit the Wellness & Health Rewards Program page for more details.
Garner Helps You Find Quality Doctors & Save on Care
Garner Health helps you find doctors who consistently deliver better health outcomes – not just higher online ratings. Even better? Choosing Garner Top Providers can help lower your out-of-pocket medical costs.
- While deductibles and out-of-pocket maximums are increasing for 2027, when you visit a Garner Top Provider, you will earn funds that will reduce what you pay out of pocket, helping to set, or even exceed, those increases.
- After you enroll in a medical plan for 2027, you will need to set up your Garner Health account.
Learn More
Visit the Garner Health page for more details.
Three New Health Programs, No Extra Cost
We are excited to announce three new targeted programs that are included with your medical plan, available at no additional cost to you.
- Hello Heart: FREE blood pressure monitor., personalized coaching, and better heart health.
- Virta: Expert support for diabetes, prediabetes, and weight management.
- Maven: Pregnancy and postpartum support made simple. Connect with experts, access trusted resources, and get personalized guidance for you and your baby.
These programs are available exclusively to eligible members enrolled in a Bloomin’ Brands medical plan. While you can enroll in these programs any time during the year, you can only enroll in medical coverage during Open Enrollment unless you experience a qualifying life event (QLE).
Fidelity is Our New HSA Administrator
We’re excited to welcome Fidelity as our new Health Savings Account (HSA) administrator!
If you are a current HSA participant, your HSA balance and account will automatically transfer from Accrue Health to Fidelity.
Once your Fidelity HSA account is available, make sure to register online so that you can:
- View your balance
- Designate your beneficiaries
- Manage and invest your HSA
- Access helpful planning tools
Learn More
Visit the Health Savings Account (HSA) page for more details.
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Open Enrollment: Choose the Right Medical Plan for You
For medical coverage, you have three medical plan options available for 2026: the Choice PPO, the Value PPO, and the Choice HSA.
Discontinued Plans
The Value HRA, Choice HRA, and Value HSA medical plans are being discontinued. If you are enrolled in one of these plans, and do not make a new election during Open Enrollment, you will automatically be enrolled in one of the three remaining plans as follows:
- Choice HRA → Value PPO
- Value HRA → Value PPO
- Value HSA → Choice HSA
Spend Your HRA Funds by Dec. 31
If you have a health reimbursement account (HRA), you have until December 31, 2025 to spend any remaining funds or they will be forfeited.
Learn More
You can get more details about your medical insurance plan options on the Medical Coverage page.
Health Rewards: Earn a Medical Premium Discount!
If you and your covered spouse participated in our wellness program and completed the required activities in 2025, you’re eligible for discounted medical premiums in 2026. You can complete the activities again next year for a discount in 2027.
Learn More
Visit the Wellness & Health Rewards Program page for more information.
Prescription Drug Plan Changes
Our prescription drug plan will cover some medications differently. In addition to a new formulary (list of covered medications), you’ll see the following plan changes starting January 1, 2026:
- 100% coverage for preventive drugs will be limited to generic medications only.
- Insulin and diabetic supplies remain covered at 100%.
- Brand-name preventive drugs will still be covered, but no longer at 100%. They will be subject to the plan’s deductible, coinsurance, or copay.
- Review the new formulary and check to see how your medication is covered.
- Certain specialty medications will require enrollment through the SaveOnSP Copay Assistance Program.
- Payments made on behalf of copay assistance programs will no longer count toward your deductible and out-of-pocket maximum.
Learn More
You can get more details about prescription drug coverage on the Pharmacy Benefits page.
New Preventive Care Option
We are excited to introduce a new option for preventive care made easy! Starting in early 2026, you and your spouse or adult dependents will have a convenient new way to take charge of your health. This program will offer a simple, private, and flexible way to complete a preventive care checkup right at home on your schedule. Look for more information in 2026!
Before October 27:
- Explore what’s new for 2027
- Check to see if your doctors are in the UnitedHealthcare (UHC) network
- Compare your benefit plan options
- Review payroll contribution rates
From October 27 – November 10:
- Update your coverage
- Add or remove covered dependents from your plans
- Choose your contribution amounts for pretax savings accounts
Dependent Verification in Workday
For any newly-added dependents, and for currently-enrolled dependents who have not yet been verified in Workday, the required dependent verification documentation must be provided during Open Enrollment.
Office Hours
| Session Type | Date | Time | Link to Join |
|---|---|---|---|
| Open Enrollment Office Hours | Wednesday, October 21, 2026 | 2–3 p.m. ET | Join on Teams |
| Open Enrollment Office Hours | Tuesday, October 27, 2026 | 11 a.m. – 12 p.m. ET | Join on Teams |
| Open Enrollment Office Hours | Wednesday, November 4, 2026 | 12–1 p.m. ET | Join on Teams |
| Tipo de sesión | Fecha | Tiempo | Enlace para unirse |
|---|---|---|---|
| Horario de atención para la inscripción abierta | Miércoles, 21 de octubre de 2026 | De 2 a 3 p. m., hora del este | Unirse a través de Teams |
| Horario de atención para la inscripción abierta | Martes, 27 de octubre de 2026 | 11 a. m. – 12 p. m., hora del este | Unirse a través de Teams |
| Horario de atención para la inscripción abierta | Miércoles, 4 de noviembre de 2026 | 12:00 p. m. – 1:00 p. m., hora del este | Unirse a través de Teams |
Next Steps for Open Enrollment
How to Review Your Options
During the Open Enrollment period, you can review your benefit options a few different ways:
Benefits Website
Review your options on this website using the navigation menu at the top of any page.
Make sure your employment type (Salaried or Hourly) is reflected in the top right-hand corner of the screen to ensure you’re accessing the correct information.
Summary of Changes
Print-friendly summary of everything you need to know for Open Enrollment.
Coming soon!
Benefits Guidebook
Print-friendly guide detailing all the benefits information for 2027 in one place. Guidebooks will not be mailed to homes this year.
Coming soon!
Video Presentation
Video overview of what’s changing for 2027 and how to participate in Open Enrollment.
Coming soon!
Enroll Now
When you’re ready to make your elections for 2027, enroll online through Workday between October 27 and November 10, 2026.