I am not sure which medical plan to choose. Will you please tell me?
Only you can determine which medical plan option works best for you and any eligible dependents.
Some items to consider:
- Do you want to pay more each paycheck and have a lower deductible when you incur eligible medical and prescription drug claims?
- Do you want to pay less each paycheck and have a higher deductible when you incur eligible medical and prescription drug claims?
Check out the illustrative claim examples to help you get a feel for the impact of paycheck contributions and your share of typical out-of-pocket expenses for the various plan options.
What if I miss the open enrollment period?
If you miss the open enrollment period, you will not be able to enroll or make changes until the next open enrollment period, generally each fall, unless you experience a Qualifying Life Event that permits you to make benefits changes under IRS rules.
My family and I do not use a lot of health care and do not have a lot of health issues. Which medical plan option do you recommend I choose?
Only you can decide which medical plan option will meet the needs of you and your family. You can compare the plan designs, the costs per paycheck, and some medical claims examples to help you decide.
Is my domestic partner eligible for coverage?
Only legal spouses, regardless of gender, are eligible for coverage in Bloomin’ Brands benefits.
I am newly eligible for benefits. When does that coverage begin?
When you first become eligible, as long as you enroll within your required timeframe, your coverage is effective the first of the month following the date you become eligible, or timely submit your changes due to a Qualifying Life Event.
If I add new dependents to my medical, dental, and/or vision coverage, will I need to provide proof that they are eligible?
Yes, you will receive a request from Consova to provide the required documentation and the deadline by which you must submit it. Generally, you will need to provide a copy of the birth certificate for a dependent child. For a spouse, you typically need to provide a copy of your official (not religious) marriage license and a copy of your most recent tax return. If you do not provide the documentation by the deadline, your dependent(s) will be removed from coverage.
Please explain how the coverage tiers work.
If you are enrolling only yourself for coverage, you select Employee (Empl) Only.
If you are enrolling yourself and your spouse for coverage, you select Employee & Spouse (Empl & Spouse) and check the box next to your spouse’s name.
If you are enrolling yourself and your child(ren) for coverage, you select Employee & Child(ren) (Empl & Child(ren)) and check the box next to each child’s name you are enrolling for coverage.
If you are enrolling yourself, your spouse, and your child(ren) for coverage, you select Family and check the box next to your spouse’s name and each child’s name you are enrolling for coverage.
How do I view my coverages for the current year?
Once you log in to BBI Connect, click on “Menu” in the top left, then the “Myself” tab. In the second column on the “Myself” tab, locate and click on “Benefits Summary.” This will show you a listing of your current coverages and per-paycheck deductions.
What is the eligibility measurement period for this open enrollment cycle?
For annual eligibility, a Team Member must earn 1,560 hours of service (an average of 30 hours per week) over a particular period of time. Generally, the period of time checked for annual eligibility will be 52 weeks beginning and ending in early October.
The hours that were included for determining your eligibility for benefits in 2023 were hours of service (including credited hours for eligible leave) included in pay dates between October 3, 2021, and October 2, 2022.
When can I enroll next, if I am not currently eligible?
Generally, you must have 1 year of continuous service and earn 1,560 service hours (an average of 30 hours per week) within your initial measurement period to be eligible for benefits. Your initial measurement period begins on the first day of the pay period following the pay period in which you first have hours and ends 12 months later, provided you have not had a Break in Service (described below).
If you have earned 1,560 hours of service at the end of your initial measurement period, you will become eligible for benefits. Benefits will be effective on the first of the month following the end of your initial measurement period.
If you have passed your initial measurement period, you will be measured for the next open enrollment cycle.
I need insurance but am not yet eligible. What are my options?
If you lost eligibility from 2022 to 2023, you will receive a COBRA package at your home address.
If you are not currently eligible, you may have the opportunity to purchase coverage when the Marketplace has their open enrollment, generally between November and December. Visit healthcare.gov, or call 1-800-318-2596 for more information.
Where can I find the 2023 paycheck rates?
The 2023 rates are available by choosing “Benefits” from the top navigation menu, then “Medical and Rx.” One on that page, click “learn more” within the box for “Compare cost per paycheck for 2023” to see the rates by plan, coverage tier, and salary band.
How many paycheck deductions are there in 2023?
The per-paycheck rates are calculated based on 26 pay periods.