Dental Coverage
Bloomin’ Brands offers a choice of 2 dental plan options from Cigna. Compare the plans below. Once you’re enrolled, be sure to register for MyCigna.com to access more details about your plan coverage and claims, get treatment estimates, and more!
Compare the 2 Cigna plans
Take a few minutes to watch this video as a reminder of how important your dental health is to your overall health.
DPPO
- A low deductible
- Covers out-of-network services
- You pay a percentage of the cost for basic and major care
- Annual benefit maximum
- Preventive care covered 100% in Cigna network
- Higher paycheck contributions
- Designated primary dentist is not required
DHMO
- No deductible
- Does not cover out-of-network services
- You pay a fixed copay for basic and major care
- No annual benefit maximum
- Preventive care covered 100% in Cigna network
- Lower paycheck contributions
- You must select a primary dentist to coordinate benefits
See detailed plan comparison or watch this brief video comparing the options. Need to find a DPPO or DHMO dentist? Use these easy to follow instructions.
| DPPO In Network | DPPO Out of Network | DHMO | |
|---|---|---|---|
| Deductible per calendar year | |||
| Per individual | $50 | $100 | $0 |
| Family maximum | $150 | $300 | $0 |
| Preventive care (exams, cleanings) | Plan pays 100% | Plan pays 80% of MRC* | Plan pays 100% |
| Basic care (fillings, extractions, root canals, and denture repairs) | Plan pays 80% after deductible | Plan pays 50% of MRC* after deductible | Refer to your Patient Charge Schedule for costs and covered services |
| Major care (bridges, crowns, dentures) | Plan pays 50% after deductible | Plan pays 40% of MRC* after deductible | Refer to your Patient Charge Schedule for costs and covered services |
| Benefit maximum per calendar year | $1,500 per person** (combined in- and out-of-network coverage) | No benefit maximum | |
| Orthodontia (available for dependent children under age 19) | Plan pays 50% (no deductible required) | Refer to your Patient Charge Schedule for costs and covered services | |
| Lifetime maximum orthodontia benefit maximum | $1,000 per person (combined in- and out-of-network coverage) | No benefit maximum | |
| Coverage for pediatric dentist | No age limit | Eligible until age 13 | |
*Cigna’s Maximum Reimbursable Charge (MRC) is based on the 90th percentile, which means that 9 out of 10 dentists’ fees (for the same service in the same geographical area) are within Cigna’s MRC. If your provider charges more than Cigna’s MRC, you are responsible for paying the difference.
**If you were enrolled in the Bloomin’ Brands DPPO dental plan and received preventive care in a prior year, your annual maximum benefit will increase to $1,750 for the following year. Each of your covered dependents must also obtain preventive care to receive an increase in their own annual maximum benefit. When you or your dependents remain enrolled in the DPPO dental plan and continue to receive preventive care, the annual maximum benefit will continue to increase the following year, up to a maximum of $2,000.
The Cigna Dental Oral Health Integration Program offers additional dental care for employees who are being treated by a physician for certain illnesses and are enrolled in either of BBI’s Dental plans (DPPO or DHMO). View more information about the program.
Download the myCigna app
With the myCigna mobile app, you can:
- View ID cards for you and your enrolled dependents
- Find a provider in the Cigna network
- See if you’ve met your deductible
- See how much benefit you have used so far this year
Available at the App Store and Google Play.
| 2023 | DPPO | DHMO |
|---|---|---|
| Team Member only | $12.91 | $6.84 |
| Team Member and spouse | $27.11 | $12.39 |
| Team Member and child(ren) | $23.21 | $18.77 |
| Team Member and spouse and child(ren) | $37.45 | $25.98 |
| 2022 | DPPO | DHMO |
|---|---|---|
| Team Member only | $12.91 | $6.84 |
| Team Member and spouse | $27.11 | $12.39 |
| Team Member and child(ren) | $23.21 | $18.77 |
| Team Member and spouse and child(ren) | $37.45 | $25.98 |
Contacts
Team Member Benefits
Learn more about the benefits available to eligible Team Members. Select the benefits category that matches your position.
