Team Member + family w/moderate use, salary: $45k–$150k

Choice HSAValue HSAChoice HRAValue HRA
Annual deductible$5,000$8,600$10,000$13,100
Annual paycheck contributions$7,432.88$6,624.28$5,993$5,947.76
4 preventive office visits$0$0$0$0
5 primary care doctor visits$1,040$1,040$1,040$1,040
5 teladoc visits$385 $385 $385 $385
Subtotal$8,857.88$8,049.28$7,418$7,372.76
Tax-advantaged account money-$950-$950-$950-$950
Total expenses$7,907.88$7,099.28$6,468$6,422.76