Team Member + family w/moderate use, salary: $45k–$150k

 Choice HSAValue HSAChoice HRAValue HRA
Annual deductible$5,000$8,600$10,000$13,100
Annual paycheck contributions$7,824.12$6,972.84$6,308.40$6,260.88
4 preventive office visits$0$0$0$0
5 primary care doctor visits$1,040$1,040$1,040$1,040
5 teladoc visits$385 $385 $385 $385
Subtotal$9,249.12$8,397.84$7,733.40$7,685.88
Tax-advantaged account money-$950-$950-$950-$950
Total expenses$8,299.12$7,447.84$6,783.40$6,735.88