General Enrollment

I am not sure which medical plan to choose. Will you please tell me?

Only you can determine which medical plan option works best for you and any eligible dependents.
Some items to consider:

  • Do you want to pay more each paycheck and have a lower deductible when you incur eligible medical and prescription drug claims?
  • Do you want to pay less each paycheck and have a higher deductible when you incur eligible medical and prescription drug claims?

Check out the illustrative claim examples to help you get a feel for the impact of paycheck contributions and your share of typical out-of-pocket expenses for the various plan options.

What if I miss the open enrollment period?

If you miss the open enrollment period, you will not be able to enroll or make changes until the next open enrollment period, generally each Fall, unless you experience a qualifying life event that permits you to make benefits changes under IRS rules.

My family and I do not use a lot of healthcare and do not have a lot of health issues. Which medical plan option do you recommend I choose?

Only you can decide which medical plan option will meet the needs of you and your family. You can compare the plan designs, the costs per paycheck, and some medical claims examples to help you decide.

Will I be automatically enrolled in my current medical plan option if I take no action during open enrollment?

While there are 2022 medical plan options that are similar to the 2021 medical plan options, they are not identical. We are encouraging all team members to actively make their 2022 benefit plan elections, to have the coverage that best meets the needs of their families. There are controls in place to make sure that any eligible team member with medical plan coverage continues to have coverage in 2022.

I enrolled for one of the medical plans, but I am still deciding if this is the right one for me. Can I change my election?

You will be able to make changes to your elections during your open enrollment period. Once the open enrollment period ends, you are only allowed to make changes to certain benefits if you have a qualifying life event during the year.

Is my domestic partner eligible for coverage?

Only legal spouses, regardless of gender, are eligible for coverage in Bloomin’ Brands benefits.

If I have a life event in November or December, do I need to make elections for both 2021 and 2022?

Yes, you would first make the elections for your life event for your 2021 coverage. Then you would make any applicable changes, such as adding or removing dependents, for your 2022 coverage.

If, during Open Enrollment, I remove any dependents currently enrolled in coverage for 2021, will their coverage continue through the end of 2021?

Yes, any changes you make during Open Enrollment do not take effect until January 1, 2022.

I am newly eligible for benefits. When does that coverage begin and when do my Open Enrollment elections begin?

When you first become eligible, as long as you enroll within your required timeframe, your coverage is effective the first of the month following the date you become eligible. All elections you made during your Open Enrollment wave begin January 1.

If I add new dependents to my medical, dental and/or vision coverage, will I need to provide proof that they are eligible?

Yes, you will receive a request from Consova to provide the required documentation and the deadline by which you must submit it. Generally, you will need to provide a copy of the birth certificate for a dependent child. For a spouse, you typically need to provide a copy of your official (not religious) marriage license and a copy of your most recent tax return. If you do not provide the documentation by the deadline, your dependent(s) will be removed from coverage.

Please explain how the coverage tiers work.

If you are enrolling only yourself for coverage, you select Employee (Empl) Only.

If you are enrolling yourself and your spouse for coverage, you select Employee & Spouse (Empl & Spouse) and check the box next to your spouse’s name.

If you are enrolling yourself and your child(ren) for coverage, you select Employee & Child(ren) (Empl & Child(ren)) and check the box next to each child’s name you are enrolling for coverage.

If you are enrolling yourself, your spouse, and your child(ren) for coverage, you select Family and check the box next to your spouse’s name and each child’s name you are enrolling for coverage.

How do I view my coverages for the current year?

Once you log on to BBI Connect, click on “Menu” in the top left, then the “Myself” tab. In the second column on the “Myself” tab, locate and click on “Benefits Summary.” This will show you a listing of your current coverages and per-paycheck deductions.

Where can I find the 2022 paycheck rates?

The 2022 rates are available by choosing “Benefits” from the top navigation menu, then “Medical and Rx.” One on that page, click “learn more” within the box for “Compare cost per paycheck for 2022” to see the rates by plan, coverage tier, and salary band.

How many paycheck deductions are there in 2022?

The per paycheck rates are calculated based on 26 pay periods.