When will I receive dental ID cards from CIGNA?
Generally, it takes up to 14 business days for cards to arrive after CIGNA receives and processes your enrollment.
What is a Dental Preferred Provider Option (DPPO)?
The DPPO allows you to use either an in-network or out-of-network dental provider. The DPPO plays benefits after you and your covered dependents meet an annual deductible. You pay a percentage of the cost of services, or coinsurance, after you meet the deductible. The DPPO will only pay up to the annual maximum for eligible services each year; after the annual maximum, you pay 100% of costs for the rest of the plan year. See Dental Coverage for details.
What is a Dental Health Maintenance Option (DHMO)?
A DHMO provides coverage only for eligible dental services provided by a participating dentist. You must choose a primary dentist for yourself and each of your covered dependents. Generally, you only pay a fixed cost for eligible dental services, with no deductible. There is no coverage if you use a dentist not in the DHMO network. See Dental Coverage for details.