Buy up disability table

STD Buy-UpLTD Buy-Up
Amount of your earnings replacedBase Salary replaced: Additional 20% to a $2,000 maximum (Core + Buy-Up) weekly benefitAdditional 20% up to $15,000 maximum (Core + Buy-Up) monthly benefit
Period of disability before benefits begin7 days180 days
CostYou pay the cost difference between Buy-Up and core via payroll deduction
Benefit taxationtaxabletaxable
EnrollmentMay enroll when first eligible; may enroll or cancel during annual open enrollment