Salaried Team Members, including Team Members whose primary job is Sous Chef, MIT, GEDM or Flex Manager are automatically enrolled in Core Short- and Long-Term Disability Insurance, and have the option to select a Buy-Up option. All benefits in this plan are paid on a monthly basis, regardless of your regular pay period.
You have the option to add either STD or LTD Buy-Up, or both. See below for how to calculate your premiums, which are based on your pay.
This optional plan offers you the opportunity to enhance your coverage by electing to change your gross weekly benefit to 60% of covered earnings per week and to change your maximum weekly benefit amount to $2,000.
This optional plan offers you the opportunity to enhance your coverage by electing to change your gross monthly benefit to 60% of covered earnings per month and to change your maximum monthly benefit amount up to $15,000.
Changes for 2023
Note this page describes your benefits as of 2022. For 2023, the Short-Term Disability (STD) Buy-Up option rate is increasing slightly to $0.121 per $10 of monthly covered earnings, and the Long-Term Disability (LTD) Buy-Up option rate is decreasing slightly to $0.28 per $100 of monthly covered earnings.* There is no change to the benefits available. The rate change is because BBI has aligned the STD benefit period and LTD waiting period to be consistent with market practices. The STD benefit period will be up to 180 days instead of 90 days, and the LTD waiting period will move from 90 days to 180 days.
* Note this rate for 2023 may reflect a reduction from prior communications. $0.28 is the 2023 LTD buy-up rate.